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Bankers Training & Certification Center Online Privacy Policy

Bankers Training & Certification Center (Bankers Training) is committed to maintaining your privacy while visiting our Internet sites. It is our intent to give you as much control as possible in regard to your personal information and the way we make use of it in the course of doing business. It is important that you understand our online Privacy Policy so you will be able to make an informed decision on how to utilize the Bankers Training World Wide Web sites.

The policies below are applicable to all sites on the World Wide Web portion of the Internet owned and operated by Bankers Training.

Bankers Training collects personally identifying information only during Registration for sites that require a subscription. In addition, Registration is required and information is collected in certain portions of sites in which you provide content submissions and suggestions or participate in interactive online activities (i.e., e-mailing lists, discussion forums, live streaming media events or live interactive participation events.

When you submit an order online, your credit card number is submitted to the credit institution for normal, routine processing. Bankers Training does not collect your personal credit history information, and does not share credit or credit card information with other companies or third parties, unless compelled by law or court order to do so.

Bankers Training collects IP addresses for the purposes of system administration and to report aggregate information to our advertisers. An IP address is a number that's automatically assigned to your computer whenever you're surfing the Web. Web servers—the big computers that "serve" up Web pages—automatically identify your computer by its IP address. When you request pages from Bankers Training sites, our servers log your IP addresses. We do not link IP addresses to anything personally identifiable. This means that your session will be logged, but that you remain anonymous to us unless you register or otherwise chose to participate in our online activities.

Bankers Training uses various methods to collect certain other kinds of information including "cookies"; "refers", IP addresses, and environment variables. Here is how we use these methods:

Some Bankers Training pages use cookies, so that we can better serve you when you visit our site by providing you with information tailored to your interests. A "cookie" is an element of data that a Web site can send to your browser, which may then be stored on your system. "Cookies" can be used to provide you with tailored information from the Web site that you have visited. You can set your browser to notify you when you receive a cookie, giving you the chance to decide whether or not to accept it. Bankers Training does not require that you accept cookies.

Environment variables we gather include time, type of Web browser being used, the operating system/platform, and CPU speed. This information is used in identifying broad demographic trends and may be used to provide information tailored to your interests. The information gathered from the forms you fill out is used to provide you with information about products, services, news and events, to allow you to view, participate, purchase and download products, and to gather broad demographic information about user trends. Bankers Training reserves the right to use the information collected to contact you. Unique identifiers such as Social Security Numbers are only collected to verify the your identity.

Bankers Training will never sell or rent your personal information with third parties for their promotional use. Occasionally, we may enter into contracts with third parties so that they can assist us in servicing you (for example, providing outsourced services). The contracts prohibit them from using any of your personal information for their own purposes, and they are required to maintain the confidentiality of the information we provide to them. We may disclose or report personal information in limited circumstances where we believe in good faith that disclosure is required under the law. For example, we may be required to disclose personal information to cooperate with regulators or law enforcement authorities, to comply with a legal process such as court order, subpoena, search warrant, or law enforcement request.

Your Acceptance of These Terms

By using this site, you signify your assent to the Bankers Training online Privacy Policy. If you do not agree to this policy, please do not use our sites. We reserve the right, at our discretion, to change, modify, add, or remove portions of this policy at any time. Please check this page periodically for changes. Your continued use of the Bankers Training online sites following the posting of changes to these terms will mean you accept those changes.

If you have any questions about this privacy statement, the practices of this site, or the dealings with this Web site, please contact

Bankers Training & Certification Center
12250 Weber Hill Road,
Suite 200,
St. Louis, MO 63127

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